Saturday, January 1, 2011

New Year, New Day 1-1-11

Starting today i will be posting everything i spend! 2 years ago i started couponing and this year i am going extreme! My goal is to only buy items when they are on sale or have a coupon (hopefully both) going for 90% of the time! This week will be my week to get used to writing down everything and posting menus. I am hoping this will help me be accountable for my actions. My savings goals for the year are to take the kids somewhere for a couple nights for Spring break (prob Gatlinburg) and then in July to Hilton Head Island for a 9 day/8 night vacation, Clothes and school supplies for kids, Disney spending money and Christmas 2011. Sounds like alot for me and my paycheck! But with some planning and saving i can do it! My contribution to the family is all groceries, my gas $, anything the kids need (birthdays, lunch money, field trips, clothes, toys, movie trips etc.) For starters i will be going to the bank Monday and UPing my Christmas club account to $30 a week up from $5 a week, and changing my amount that goes in savings to $100 a week, down from $125. This will make up for the up in the Christmas account. Starting Friday when i get my check i will break it all down. It will be a 40 hour check from vacation time and holiday pay, so that is good so i can always use that amount so any over will go straight to a savings account!
I am very excited about the New Year!

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